CAMLAW: Complementary and Alternative Medicine Law Blog : Complementary, Alternative, & Integrative Medicine Law, Regulation, Ethics & Policy (Alternative and Complementary Medicine, Medical Spa Information, Holistic Health Attorney, and Legal Resources)

MASSAGE Magazine has created a liability insurance policy for several health and wellness disciplines.

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Proposed federal legislation could require expanded insurance coverage for alternative and complementary therapies.

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Medical doctors practicing integrative medicine (incorporating complementary and alternative medical therapies into conventional care) face a number of insurance-related issues.

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The Guardian Life Insurance Company of America has announced discounts on complementary and alternative medicine treatments including yoga and homeopathy.

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Getting insurance reimbursement for CAM therapies can be tricky, because many insurers limit third-party reimbursement to "medically necessary" therapies, and also exclude "experimental" treatments.

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Insurance company Aetna was sued by a New Jersey couple for refusing to cover their daughter's care for anorexia.

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HIPPA turned 10 on Aug. 21, 2006.

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Insurance reimbursement creates a " bias to pay doctors more for performing a test or procedure than for using our heads to make a diagnosis or manage a disease."

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Health Insurance Off the Grid offers a "complete healthcare system for a person or a family that removes many of the hassles of HMOs, denied coverage and Western medicine as the only option."

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Insured pediatric and adolescent patients account for only a small part of total insurance expenditures for complementary and alternative medicine (CAM)....

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Health insurance plans statewide have agreed to better comply with a law requiring them to answer coverage questions posed by prospective customers.

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Many have asked for resources concerning professional liability insurance for complementary medicine providers. Here are some resources.

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About 47% of employees with health plans had acupuncture coverage in 2004, the Wall Street Journal recently reported from published results of a 3,000-employer survey; while chiropractic coverage increased from 79% of workers with health benefits in 2003 to 87% in 2004.

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Most insurance plans do not offer third-party reimbursement for CAM therapies and those that do tend to offer discounted packages on visits to CAM providers within a network. The number of visits reimbursed is often limited.

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